Let me be clear… When I say LEGAL THEFT, I am referring to LIMITING retirement plan participants to choose from HIGH COST INVESTMENT OPTIONS, as opposed to offering LOW-COST investment alternatives. (The difference = legal theft) The SEC even acknowledges that fees & expenses affect your investment portfolio. These fees may seem small, but over […]
Read moreFOREWORD & AFTERWORD by Joseph Vecchio CPA, CFP®, MBA GET YOUR FREE COPY HERE: (midway in page) When I met my wife Colleen, she was pursuing her professional dream, making a positive difference for children with special needs and their families. She was in graduate school at New York University, training to become an Occupational […]
Read moreThere’s a lot of confusion and misinformation out there about how financial planners are paid for the services that they provide. Compensation models are more important in the financial planning industry than in many other fields, because the structure used can have a significant impact on the objectivity and quality of the financial advice given […]
Read morePART 2 – Analyzing The Investment Options a Financial Salesperson has Chosen For YOU (DO IT YOURSELF OPTIONS) if you missed read PART 1 NOT ALL RETIREMENT PLANS ARE EQUAL My assessment of the WJBarnabas Health Retirement Savings Plan is that this plan best serves the person/firm that sold this plan than to its participants. […]
Read morePART 1 (TARGET DATE FUND INVESTMENT OPTIONS) My analysis of the RWJBarnabas Health Retirement Savings Plan I am committed to serving those to help others. One small way I can give back to our medical community is providing an objective look at the retirement plans that are healthcare heroes are offered. Retirement plans (401k & […]
Read moreIn light of all the insanity that COVID has inflicted on our medical community you would think that Wall Street would lend a helping hand… As the Federal Reserve bails out the financial industry, the BIG BANKSTERS continue LEGALLY STEAL from hardworking medical professionals. What do I mean by LEGALLY STEAL. Simple. They force bad […]
Read moreShore Financial Planning is a fee-only financial advisor based in Monmouth Beach, New Jersey. As a fee-only/commission-free/flat-fee financial planner, I do not sell products or collect commissions. I am a fiduciary financial planner that specializes in tax-focused planning as a CERTIFIED PUBLIC ACCOUNTANT (CPA), and CERTIFIED FINANCIAL PLANNER™ CFP® professional. I serve clients in New Jersey and remotely throughout the U.S.A.