Three Ways the Financial Media Deceives You

August 5th, 2020

Watching financial news on CNBC or Fox Business can whip anyone into a frenzy. The loudmouthed hosts, alarming headlines, and fear over missing out on a “hot stock” can make even the most disciplined investor anxious. However, it’s crucial to know that these outlets are primarily motivated by selling advertisements and luring in consumers. They […]

What Is a Credit Score

July 28th, 2020

Having a good credit score is imperative for your financial health. It allows you access to many savings and benefits along with loans and credit cards that can come with valuable perks. We’ll cover the three fundamentals of credit scores: What a credit score is and how is it calculated How to improve and maintain […]

Best Way to Protect Your Identity

July 21st, 2020

How to protect yourself from would-be identity thieves Credit freezes are better than credit monitoring, or anything else Freeze Your Credit ASAP Freezing your credit with all three major credit bureaus is the single most important thing you can do to protect yourself against identity theft and stop criminals from opening lines of credit in […]

10 Biggest Mistakes To Avoid When Hiring a Financial Advisor

July 13th, 2020

Knowing when to hire a financial advisor If you want to build wealth and optimize your financial life, hiring a financial advisor can be a smart move. Unfortunately, not all financial advisors are equal – not by a long shot. And if you hire someone who isn’t qualified, you could wind up worse off than […]

How the New Jersey State Police are Being Cheated

June 30th, 2020

Let me be clear… When I say LEGAL THEFT, I am referring to LIMITING retirement plan participants to choose from HIGH COST INVESTMENT OPTIONS, as opposed to offering LOW-COST investment alternatives. (The difference = legal theft) The SEC even acknowledges that fees & expenses affect your investment portfolio. These fees may seem small, but over […]

The Myth Of The Rich Doctor – Get Your FREE Copy

June 29th, 2020

FOREWORD & AFTERWORD by Joseph Vecchio CPA, CFP®, MBA GET YOUR FREE COPY HERE: (midway in page) When I met my wife Colleen, she was pursuing her professional dream, making a positive difference for children with special needs and their families. She was in graduate school at New York University, training to become an Occupational […]

Why Hire A Fee-Only Financial Advisor?

June 26th, 2020

There’s a lot of confusion and misinformation out there about how financial planners are paid for the services that they provide. Compensation models are more important in the financial planning industry than in many other fields, because the structure used can have a significant impact on the objectivity and quality of the financial advice given […]

Who is looking out for the BEST INTERESTS of the RWJBarnabas Medical Community?

June 18th, 2020

PART 2 – Analyzing The Investment Options a Financial Salesperson has Chosen For YOU (DO IT YOURSELF OPTIONS) if you missed read PART 1 NOT ALL RETIREMENT PLANS ARE EQUAL My assessment of the WJBarnabas Health Retirement Savings Plan is that this plan best serves the person/firm that sold this plan than to its participants. […]

How Medical Professionals of RWJBarnabas are being cheated

June 17th, 2020

PART 1 (TARGET DATE FUND INVESTMENT OPTIONS) My analysis of the RWJBarnabas Health Retirement Savings Plan I am committed to serving those to help others. One small way I can give back to our medical community is providing an objective look at the retirement plans that are healthcare heroes are offered. Retirement plans (401k & […]

Why is Wall Street Taking Advantage of Our Medical Heroes/Angels???

June 16th, 2020

In light of all the insanity that COVID has inflicted on our medical community you would think that Wall Street would lend a helping hand… As the Federal Reserve bails out the financial industry, the BIG BANKSTERS continue LEGALLY STEAL from hardworking medical professionals. What do I mean by LEGALLY STEAL. Simple. They force bad […]