Blog Posts

SUPER Financial Advisor Traits

January 24th, 2020

What a great financial advisor is NOT Over the last two decades, the value of an advisor (broker or independent) has changed dramatically. Back in the day, the value was in their ability to “beat the market” by picking the right stocks, bonds or mutual funds on your behalf. The reality is, however, that most investors […]

Financial Planning: Do’s & Don’ts

January 23rd, 2020

Wants, needs and how we spend our money have all changed, the shift in financial planning to achieve this has been slower to evolve, and we have unfortunately found ourselves in a situation where credit has become more dangerous than ever before and the cause of many economic problems in the US (as we are […]

Asset Allocation Explained

January 22nd, 2020

Asset allocation is how you allocate your money to different asset classes e.g. stocks, bonds, cash. The mix you pick has a big impact on both your expected return and the amount of risk you are taking. Each person has an ideal asset allocation based on their investment strategy, goals, and risk tolerance. The purpose of asset allocation The overall goal […]

Income Taxes…Plan to Save & Build Wealth

January 21st, 2020

Most individuals only think about taxes during filing season – which largely runs from January to April. Yet, this approach has a significant downside. It’s reactive rather than proactive. It doesn’t allow you to plan. If you want to lower your tax bill, think about taxes throughout the year. It can save you money. Why? […]

Hidden Fees & Commissions-What You Need To Know

January 19th, 2020

Today, there are three main types of Advisors; fee-only, fee-based, and commission based. Basically, fee-based and commission-based advisors have at least some reliance upon earning revenue indirectly from products you purchase. On the other hand, fee-only advisors earn 100% of revenues directly from client fees. With all of the confusing options combined with a lack […]


January 16th, 2020

This is the golden age of entrepreneurship. From a college dropout with a brilliant business idea, to an excellent home baker starting an online bakery, entrepreneurs in the new millennium are changing the tides of traditional businesses. But with 50% of start-ups shutting their doors even before they hit the 5 year mark, the one […]

Do You Avoid Money Converations?

January 15th, 2020

Would you rather talk about your sex life than your salary? Would you rather stuff yourself with five Thanksgiving meals, while discussing politics with your most vocal and opinionated family members, than discuss how you, or they, are doing financially? Would you… ok, I’ll stop this terrifying exercise! The holiday season is upon us, which […]

Why Cannabis IS a Risky Propositon For Investors

January 13th, 2020

The discussion around marijuana has undergone great social, legal, and economic changes in the last few years: From Reefer Madness to hot new investing fad. Think marijuana is missing from your portfolio? Read this first… Marijuana is illegal on the federal level4 The marijuana industry is governed by a patchwork of state laws and remains […]

Protect Yourself From Financial Salespeople

January 10th, 2020

Anyone can call themselves a financial advisor, wealth counselor, financial coach, etc… ? They can LEGALLY work in a capacity that’s NOT IN YOUR BEST INTEREST! Sad but true. Currently most people who offer financial advice are held to a much lower standard, called the suitability standard. The suitability standard means that whatever recommendations your […]

Business Planning and the Stock Market Effect

January 7th, 2020

Preparing for the future is as much about identifying market trends and understanding your customer base as it is about knowing where you’ve been. Healthy growth requires experience and a fundamental understanding of the nuances of your business. It’s your baby, after all, and is a reflection of your drive, passion and planning. You hope […]