HOW TO SPOT AND DODGE CORONAVIRUS SCAMS

April 22nd, 2020

In every crisis, good people do great things and bad people, well, they do some really, really bad things. This letter is about protecting yourself from the bad people. Never in my career have I seen so many scams in motion all at once. Crooks tend to step up their game in times of crisis. […]

Plan First Then Invest

April 21st, 2020

First Plan, Then Invest Your financial plan is primary and dictates every part of your financial life, including investments. The plan tells us your goals, your current resources, your expected future resources, and your cash needs. From this basis, and only this basis, can we start making investment decisions. Before investing one cent in the […]

7 Steps to Financial Independence

April 17th, 2020

#1 – START FROM THE END Stephen Covey, author of The Seven Habits of Highly Effective People, often stresses the importance of beginning any project with the end in mind. What does this mean for you, as someone who wants to ensure a safe and secure financial future? It means that you should start by […]

7 Steps To Financial Independence (step#2)

April 13th, 2020

Save Early “When should I start saving for retirement?” That’s a question I hear frequently, and my answer is always the same: TODAY!!! Regardless of how old you are, the best time to start saving is now. Concerned that you can’t afford to save? Sometimes people feel that it is not worth saving anything if […]

7 Steps To Financial Independence (step#1)

April 9th, 2020

STEP #1 START WITH THE END IN MIND Stephen Covey, author of The Seven Habits of Highly Effective People, often stresses the importance of beginning any project with the end in mind. What does this mean for you, as someone who wants to ensure a safe and secure financial future? It means that you should […]

3 Flaws of Salespeople That Will Hurt You

April 7th, 2020

THREE Character Flaws That WILL HURT YOU – Ignorance, Incompetence or Incentives. 1. Ignorance- It is possible that they just didn’t know how to analyze your situation holistically/comprehensively. 2. Incompetence – It is also possible that they did not have the right resources or if they did how to apply those resources the right way. […]

Practical Financial Advice For COVID-19 Pandemic

April 5th, 2020

How can you turn this to your advantage? My advice is to think in terms of half steps. If you are considering actions such as taking risk out of your portfolio, or maybe adding it, rebalancing, making gifts for estate planning or completing a Roth conversion, these are all good ideas, but don’t jump in […]

NAVIGATING A PANDEMIC

April 4th, 2020

So what is going to happen? Let’s get that out of the way right now. No one knows. Yes, there are those that say 100 million Americans will get the coronavirus and hundreds of thousands will die. There are those who think a few thousand people will die and this will all be a distant […]

QUICK REFERENCE GUIDE FOR COVID-19 ASSISTANCE PACKAGES

April 3rd, 2020

Quick-Reference-Guide-for-COVID-Updated-4-3 The link above is a guide that provides an overview of the key government support initiatives to aid individuals and business owners mitigate the financial impact of the coronavirus pandemic. The information below is subject to change as additional details emerge around how these programs will be implemented. Linked content is deemed to be […]

9 Steps to Build a Solid Financial Plan

April 3rd, 2020

Financial planning doesn’t have to be difficult. Yes, there is a lot of technical jargon and complicated things we do behind the scenes, but many of those things can be listed out in laymen terms. So, I thought it would be fun to list 9 things to do for an excellent financial plan, with or […]