What the Financial Planning Process can teach us about setting New Years Resolutions

January 2nd, 2020

As the year starts, this is the time where you focusing on what should be done for the next 12 months and how these steps align with the financial planning process and goals. As you know, a new year comes this expectation that we have ‘resolutions’. This means in our quest to start anew, we […]


December 29th, 2019

If you’re in the market for a financial advisor, you might come across people with titles as confusing as “certified retirement plan consultant”,“chartered college planning specialist” or “retirement management analyst.” After all, financial advisors depend on convincing clients of their reputation. As a result, there are over 50 different job titles to describe people who […]

“REAL” Financial Advice is about your “WHY”

December 26th, 2019

You’ve got an unconscious program running in the deepest recesses of your brain that’s telling you what to think, feel, and do with money. Very few people control it or know how to harness it to achieve their goals. (In a moment, I’ll tell you how you can.) People think financial advice is all about […]

How Financial Advisors Are Compensated—Info You Need To Know!

December 19th, 2019

The more you know about how advisors get paid—and how that can affect their advice—the better. How does your financial advisor get paid? The answer may have a direct impact on your portfolio’s performance over time. The type of compensation your advisor receives can affect the advice they give and the products that they recommend. […]


December 18th, 2019

As a fee-only financial advisor, I am a firm believer in the fiduciary standard. It’s something that is tighten woven into my fiber and is a cornerstone of my fee-only financial planning practice. It’s the only way I will practice financial planning. I suppose some of you may not be aware of the fiduciary standard […]

Financial Independence: Redefining Retirement

December 17th, 2019

What are you saving and investing for? Why are you working so hard to save money and put it into special accounts like 401(k)s and IRAs? Why should you divide that money between stocks, bonds and other “investments” you’ve never actually touched or even seen with your own eyes? What are you really trying to […]

The BEST Solution to Personal Financial Wealth Management

December 16th, 2019

Holistic and Fee-Only I chose to be a holistic financial planner who charges on a fee-only basis. The holistic part means I work with my clients on all aspects of their financial situation including retirement planning, portfolio analysis and investment planning including specific strategies and recommendations, insurance planning, estate planning, budgeting and cash flow, tax […]

Control What Is Within YOUR Control

December 15th, 2019

There is much more to financial planning than standing by watching the market go up and down every day. In fact, if we are keeping our financial house in order, then the market does not seem so scary. Research tells us that over time, if we properly allocate our investments to align with our goals […]

What Makes A Financial Advisor A Fiduciary

December 14th, 2019

When you get sick and visit a doctor, it’s fair to expect your doctor to design a treatment plan that serves your best interests. When you meet with a lawyer, you can assume that he or she puts your best interests first when providing legal advice. Why can’t you expect the same from your financial […]


December 14th, 2019

As you get older, busier and hopefully wealthier, your financial goals get more complicated.  A financial helper can save you time. Like every service provider, a financial advisor is paid for doing their job.  However, they don’t all get paid the same way.  A fee-only advisor is paid directly by the client on a transparent […]