Insurance Planning & Risk Management

Are your Current Insurance Policies Covering all of your Risks? Objective Insurance Analysis

Typically most insurance policies people own have been SOLD to them by commissioned salespeople that most likely have not taken into account their whole financial picture. Or insurance policies were added over periods of time that do not reflect their current insurance needs.

Determining how much insurance coverage you need, what risks you can afford to self-insure, where you should buy your insurance, how much you should pay for it, and understanding and maximizing your employee benefit package are vitally important to your financial security.

We will talk about the risks you face, review each and every one of your insurance policies, make sure you understand what you have, and make recommendations for coverages that better meet your individual situation in any one of the following areas:


  • Life
  • Real Property (dwelling, replacement cost, personal property, liability, deductibles, effects of home-based-businesses)
  • Auto (liability coverage, deductibles, coverage on older vehicles)
  • Medical
  • Umbrella
  • Disabilty
  • Malpractice
  • Business

You can be assured that the fee-only, all-inclusive approach will give you an objective opinion of your current insurance situation and I will only make recommendations that are deemed necessary to your financial scenario. This service is included in your comprehensive financial plan, therefore: NO SALES, NO COMMISSIONS. Your receive value-added objective advice, and peace of mind that your insurance needs are fulfilled.

Start Building Your Future

Our goal is to partner with you to clarify your goals, develop a plan, and guide you to continued success. We believe our best work is done for clients when we work together on an ongoing basis.