Portfolio Analysis & Investment Planning

Our Process

Our investment process begins with a portfolio review. We inventory all of your assets and analyze your existing investments. Next, we develop an asset allocation strategy based on your goals, risk tolerance, and your tax situation.

We like to pay close attention to any real estate investments or equity you may have. Most middle income Americans make more on their house than any other investment. When appropraite we make recommendations regarding home sales, home purchases, mortgage choices and investment properties. Our focus is to help you maximize your real property investment by reducing taxes and other costs.

We believe in the Markets and in Investing based in Science

  • Markets are efficient

    FINANCIAL MARKETS ARE VERY DIFFICULT TO OUTSMART

    They are generally efficient, meaning that information is widely available to everyone and this fact is already incorporated into security prices. Markets may behave irrationally in the short run, however, portfolios designed with a long-term strategy are best positioned to achieve favorable results.

  • Asset Allocation

    OUR ACADEMIC BASED STRATEGIES HELP ENSURE LONG-TERM INVESTMENT SUCCESS

    We develop an appropriate asset allocation strategy that is customized to meet the goals and time horizon for each client. Research has shown this approach to be a key determining factor to a portfolio’s return. Efforts to time the market or underweight or overweight asset classes add little value over time and in fact can dramatically limit returns.

  • Manage Risk

    MANAGING RISK IS AN ONGOING PROCESS

    MANAGING RISK IS AN ONGOING PROCESS
    Asset allocation, smart diversification, and disciplined rebalancing are important tools we use to help clients manage risk in line with their specific goals.

  • Low Costs

    FEES AND EXPENSES COME IN MANY UNEXPECTED FORMS

    There is more to consider than just basis points and trading costs, including higher taxes and internal investment expenses. This is especially true with active management. These additional costs offset or reduce overall performance. Instead, our investment approach focuses on minimizing costs and optimizing returns to help client’s reach their goals faster.

  • Tax Focused

    TAX FOCUSED INVESTING CAN ENHANCE RETURNS

    We minimize taxes by focusing on investment location, gain/loss harvesting, charitable giving and passive investing. Over time these strategies help clients pay less taxes and enhance their overall investment returns.

  • Contact Us Today to Get Started!

    It’s never too late to take the first step or get a second opinion.
    Schedule a call

Start Building Your Future

Our goal is to partner with you to clarify your goals, develop a plan, and guide you to continued success. We believe our best work is done for clients when we work together on an ongoing basis.