TAX PLANNING CHANGES THROUGH THE 4 STAGES OF RETIREMENT
People often pay more in taxes than expected because of a confusing tax and retirement system that contains hidden taxes & penalties.
4 STAGES OF RETIREMENT
Pre-Retirement Ages 50 – 60 The work and save years
Early Retirement 60 – 70 Go-go years
Middle Retirement 70 – 80 Go-slow years
Late Retirement 80 + No-go years
YOU NEED A STRATEGY THAT:
Anticipates how & when you tap assets to cover your personal expenses.
Understands the range of taxes you will face at various stages.
Manages your actions so you pay as low a tax rate as possible.
Your tax exposure will change throughout the 4 stages of retirement, you’ll need a strategy that anticipates both traditional taxes AND possible taxes, surcharges, and penalties related to Social Security, Medicare, and other income sources.
‘TOGETHER WE WILL CREATE A PROACTIVE PLAN THAT ADDRESSES HOW TO CREATE YOUR INCOME IN RETIREMENT IN THE MOST TAX-EFFICIENT MANNER’
The most critical points in your journey to financial independence come at transition points.
Sometimes a transition is part of a natural growth process, but often it is the result of some life trauma: a death divorce, disability, or job loss. Transitions require us to re-evaluate our goals, to re-examine our belief systems, and to change our strategies.
Transitions are catalysts for growth, and it is important to view them as new opportunities. As a holistic financial life planner I believe that at these transition points I add the most value. We are able to provide an objective view of their situation and help clients recognize the strengths, weaknesses, opportunities and threats they face. We help clients avoid costly mistakes and provide them with peace of mind to focus on their dreams, confident that their financial affairs are in order and working to their
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Our goal is to partner with you to clarify your goals, develop a plan, and guide you to continued success. We believe our best work is done for clients when we work together on an ongoing basis.