SOLUTIONS FOR RETIREES: Maximize your financial wealth and security

Are you planning your retirement but worried about running out of money?

If you desire to have someone to bounce ideas off of, or to bring new ideas to you for consideration, I can help.

I help people that are about to retire, already retired, or those that are simply curious about their future.

FREE RETIREMENT READINESS ASSESSMENT

Top 10 Common Questions Retirees Ask Me

For many, the main goal of retirement is merely living comfortably, staying healthy and having adequate protection from potential unfortunate circumstances. Here are a few questions we can help you answer.

  1. How do I make sure I don’t run out of money?
  2. I’ve saved all my life, which funds should I tap into first?
  3. When should I begin Social Security so that I can maximize my benefits?
  4. Should I downsize my home or should I consider renting?
  5. Can I afford to purchase a house near my children and grandchildren?
  6. What are good assets to leave to our children?
  7. Can I afford to help my children if they are struggling financially?
  8. If I pre-decease my spouse, who can I trust to help them?
  9. Do I still need to keep all my current insurance policies?
  10. After years focused on work and raising a family, how can I maintain social and intellectual growth?

Benefits of Our Wealth Management Services for Retirees

  • Reducing financial stress so you can enjoy your retirement more
  • Wealth transfer strategies – knowing what they are and which options are best
  • Identifying opportunities to increase your income
  • Understanding how much you can safely spend
  • Understanding and ensuring your personal financial security
  • Getting the most return from your investment portfolio at a comfortable risk level
  • A dynamic plan that is renewed annually to keep you on track
  • A relationship with someone who knows you well and who you can trust
  • Making sure that as you age you have the care and assistance you desire

FREE RETIREMENT READINESS ASSESSMENT

TAX PLANNING CHANGES THROUGH THE 4 STAGES OF RETIREMENT

 

People often pay more in taxes than expected because of a confusing tax and retirement system that contains hidden taxes & penalties.

 

4 STAGES OF RETIREMENT

Pre-Retirement            Ages 50 – 60       The work and save years

Early Retirement          60 – 70                 Go-go years

Middle Retirement        70 – 80              Go-slow years

Late Retirement                80 +                No-go years

 

YOU NEED A STRATEGY THAT:

 

Anticipates how & when you tap assets to cover your personal expenses.

Understands the range of taxes you will face at various stages.

Manages your actions so you pay as low a tax rate as possible.

 

Your tax exposure will change throughout the 4 stages of retirement, you’ll need a strategy that anticipates both traditional taxes AND possible taxes, surcharges, and penalties related to Social Security, Medicare, and other income sources.

 

‘TOGETHER WE WILL CREATE A PROACTIVE PLAN THAT ADDRESSES HOW TO CREATE YOUR INCOME IN RETIREMENT IN THE MOST TAX-EFFICIENT MANNER’

FREE RETIREMENT READINESS ASSESSMENT

Start Building Your Future

Our goal is to partner with you to clarify your goals, develop a plan, and guide you to continued success. We believe our best work is done for clients when we work together on an ongoing basis.